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Bank Statement Income Calculator

Self-employed borrowers can qualify for mortgages using bank statements instead of tax returns. This calculator estimates your qualifying income based on your deposits over the past 12-24 months.

Tips to Keep in Mind

1Lenders typically look at 12 or 24 months of personal or business bank statements.
2An expense factor (usually 50%) is applied to business account deposits.
3Consistent monthly deposits strengthen your application.

Need Expert Guidance?

Our team can help you navigate the numbers and find the right path forward.