All CalculatorsInvesting

DSCR Calculator

The Debt Service Coverage Ratio measures whether a rental property generates enough income to cover its mortgage payment. Most lenders require a DSCR of 1.0 or higher for investment property loans.

Tips to Keep in Mind

1A DSCR of 1.25 or higher is considered strong by most lenders.
2Include all expenses: taxes, insurance, HOA, management fees, and vacancy.
3DSCR loans focus on property cash flow, not your personal income.

Need Expert Guidance?

Our team can help you navigate the numbers and find the right path forward.